It's very important to make sure artworks that you own are correctly insured. Most likely your HOMEOWNERS insurance company does not cover your art unless you have a special amendment to your policy, and current values. The first thing you need to do is check with the agent of your HOMEOWNERS policy and tell them what you want insured. Make sure your policy covers all of your valuables; artworks, jewelry and other valuable items.
You will most likely also need a current appraisal and pictures for proof of value. This step can be expensive, and to lower the costs it helps to have your original purchase receipts, artwork dimensions, condition of artwork, and if the artist is still active, their website and or list of galleries selling their artworks. The more information you can provide the appraiser the less time they will have to spend researching the artwork. Here's a list of ART APPRAISERS to help you get started.
When researching artwork value you might find an online art resource like
ARTPRICE
, or
MUTAL ART
or
ARTNET
to be useful. They each provide art price information based on past auction results.
They require a membership to access most current information, and may be worth joining.
We find them to be most useful if the artist is well known. Many professional appraisers
also use companies like these to verify auction prices.
AXA was founded in 1987 to address an urgent need: discerning, affordable insurance for fine art and collectibles. They are insurance and art professionals devoted to the treasures of our culture—protecting their owners against financial loss and preserving these objects for future generations. AXA is solely dedicated to insuring valuable art and objects, and remains a specialist provider in art insurance.
Provider of additional coverage for artworks and collectibles. This is a great time of year to review your collection management practices. Learn more: Why you need an appraisal for your collectibles — and how to get one
For over 50 years, Huntington T. Block (HTB) has been a leading fine art insurance broker. The best insurance programs are built on strong relationships with people who know you, care about you, and are committed to protecting your treasures. HTB can customize coverages to meet specific art insurance needs.
Data Base of Art Auction Prices and Artist Information
Are you interested in researching an artist or looking for current auction prices?
Mutual Art is a great place to start. They also offer the lowest prices for online
appraisals.
They are a well respected source of art information online.
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